Jasper at a glance
- Population: a Census-estimated 521, placing it 248th among Arkansas's 500 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 533 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: down roughly 2.3% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Arkansas places: 248th largest of 500 (US Census Bureau).
- Size percentile: about 50% of places in Arkansas are smaller (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 36.0121, -93.1875.
- Nearest larger cities: Harrison, AR (16 mi); Green Forest, AR (26 mi); Huntsville, AR (31 mi); Marshall, AR (31 mi); Yellville, AR (32 mi) (Census populations, approximate straight-line distance).
- Nearest smaller places: Western Grove, AR (14 mi); Valley Springs, AR (15 mi); Bellefonte, AR (15 mi) (US Census Bureau estimates).
What a personal loan costs in Jasper
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Arkansas lending rules that apply in Jasper
The sourced rows below are the rules a licensed lender must follow when lending in Arkansas, and therefore in Jasper.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
How to compare offers in Jasper
Run through this list before signing anything in Jasper:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.