Inglewood at a glance
- Population: the Census estimates 364 residents, ranking 231st of 527 places in Nebraska (Vintage 2023).
- 2020 Census base: the 2020 Census recorded 382 residents here (US Census Bureau).
- 2020 to 2023 change: roughly 4.7% fewer residents than at the 2020 Census (US Census Bureau).
- Rank among Nebraska places: 231st-largest of 527 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: about 56% of Nebraska's Census places are smaller (US Census Bureau).
- Coordinates: latitude 41.4160, longitude -96.5024 (US Census Bureau Gazetteer).
- Nearest larger cities within 120 miles: Fremont, NE (2 mi); Cedar Bluffs, NE (6 mi); Arlington, NE (8 mi); Valley, NE (10 mi); Yutan, NE (13 mi) (US Census Bureau).
- Nearest smaller communities: Leshara, NE (7 mi); Nickerson, NE (8 mi); Colon, NE (10 mi), each a US Census place.
What a personal loan costs in Inglewood
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Nebraska lending rules that apply in Inglewood
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Inglewood
Before you commit to a personal loan in Inglewood, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Nebraska using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.