Hurley at a glance
- Population: 1,555 — 298th in Wisconsin, which has 605 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 1,563 people at the 2020 Census, the baseline for the trend below (US Census Bureau).
- 2020 to 2023 change: a loss of about 0.5% since the 2020 count (US Census Bureau).
- Rank among Wisconsin places: 298th of 605 by population (US Census Bureau, Vintage 2023).
- Size percentile: ahead of around 51% of Wisconsin places in population terms (US Census Bureau).
- Coordinates: 46.4443, -90.2113 (US Census Bureau Gazetteer).
- Nearest larger cities: Ironwood, MI (3 mi); Bessemer, MI (8 mi); Wakefield, MI (13 mi); Ashland, WI (33 mi); Washburn, WI (37 mi); each population is a US Census Bureau estimate.
- Nearest smaller communities: Montreal, WI (2 mi); Mellen, WI (23 mi); Butternut, WI (33 mi) (Census populations).
What a personal loan costs in Hurley
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Wisconsin lending rules that apply in Hurley
The sourced rows below are the rules a licensed lender must follow when lending in Wisconsin, and therefore in Hurley.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Hurley
These steps are the ones that most affect the offer you receive in Hurley:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.