Holly Grove at a glance
- Population: about 443 residents, ranking 277th of 500 Census places in Arkansas (US Census Bureau, Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 465 (US Census Bureau).
- 2020 to 2023 change: population fell about 4.7% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Arkansas places: 277th-largest of 500 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: ahead of around 45% of Arkansas places in population terms (US Census Bureau).
- Coordinates: mapped at 34.6015, -91.2003 by the US Census Bureau Gazetteer.
- Nearest larger cities: Clarendon, AR (9 mi); Marvell, AR (17 mi); De Valls Bluff, AR (20 mi); Brinkley, AR (20 mi); Stuttgart, AR (21 mi); US Census Bureau population estimates.
- Nearest smaller towns: Roe, AR (11 mi); Ulm, AR (15 mi); St. Charles, AR (16 mi) — US Census Bureau populations.
What a personal loan costs in Holly Grove
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Arkansas lending rules that apply in Holly Grove
The sourced rows below are the rules a licensed lender must follow when lending in Arkansas, and therefore in Holly Grove.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
How to compare offers in Holly Grove
These steps are the ones that most affect the offer you receive in Holly Grove:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.