Hideaway at a glance
- Population: 3,349 — 466th in Texas, which has 1,224 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 3,199 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: about 4.7% growth over the 2020 Census base (US Census Bureau).
- Rank among Texas places: 466th of the state's 1,224 Census places (US Census Bureau).
- Size percentile: it is larger than about 62% of the places in Texas (US Census Bureau).
- Coordinates: 32.4947, -95.4565 (US Census Bureau Gazetteer).
- Nearest larger cities (120-mile radius): Lindale, TX (3 mi); Mineola, TX (11 mi); Chandler, TX (13 mi); Tyler, TX (15 mi); Whitehouse, TX (23 mi) (US Census Bureau).
- Smaller towns nearby: Van, TX (11 mi); Edom, TX (12 mi); Hawkins, TX (16 mi) (US Census Bureau).
What a personal loan costs in Hideaway
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Texas lending rules that apply in Hideaway
The sourced rows below are the rules a licensed lender must follow when lending in Texas, and therefore in Hideaway.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Hideaway
A few practical steps will make the process in Hideaway less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.