Hazen at a glance
- Population: about 1,423 residents, ranking 162nd of 500 Census places in Arkansas (US Census Bureau, Vintage 2023 subcounty estimate).
- 2020 Census base: 1,478 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: about 3.7% below the 2020 Census base (US Census Bureau).
- Rank among Arkansas places: 162nd in population of 500 places (US Census Bureau).
- Size percentile: roughly 68% of places in Arkansas rank below it by population (US Census Bureau).
- Coordinates: mapped at 34.7814, -91.5581 by the US Census Bureau Gazetteer.
- Nearest larger cities (within 120 miles): Carlisle, AR (10 mi); Des Arc, AR (14 mi); Clarendon, AR (16 mi); Stuttgart, AR (20 mi); Lonoke, AR (20 mi) (US Census Bureau populations).
- Nearest smaller communities: De Valls Bluff, AR (6 mi); Fredonia (Biscoe), AR (9 mi); Roe, AR (14 mi) (Census populations).
What a personal loan costs in Hazen
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
APR, not the simple interest rate, reflects what the loan actually costs once fees are included; the personal loan calculator puts a figure on it.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Arkansas lending rules that apply in Hazen
The Arkansas rate caps and licensing rules that reach Hazen are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
How to compare offers in Hazen
Run through this list before signing anything in Hazen:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.