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Personal loans in Haskell, AR

A personal loan in Haskell is an unsecured installment loan for consolidation or a planned expense, and what it costs follows your credit, income and debts. Haskell is home to about 4,138 people and ranks 79th among the 500 Census places in Arkansas. The sourced table below lists the Arkansas rate caps and licensing rules a lender must follow on a loan made here.

By the Personalloaned Editorial Team · Last updated 2026-09-16

Advertising disclosure: Personalloaned may receive a referral fee if you apply through a link on this page. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.

Haskell at a glance

  • Population: roughly 4,138 people; 79th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
  • 2020 Census base: 3,968 residents (US Census Bureau, 2020 Census).
  • 2020 to 2023 change: about 4.3% more residents than the 2020 Census base (US Census Bureau).
  • Rank among Arkansas places: 79th-largest of 500 (US Census Bureau, Vintage 2023 estimate).
  • Size percentile: ahead of around 84% of Arkansas places in population terms (US Census Bureau).
  • Coordinates: latitude 34.5092, longitude -92.6419 (US Census Bureau Gazetteer).
  • Nearest larger cities: Benton, AR (6 mi); Bryant, AR (11 mi); Malvern, AR (14 mi); Shannon Hills, AR (16 mi); Sheridan, AR (17 mi) (Census populations, approximate straight-line distance).
  • Nearest smaller towns: Traskwood, AR (4 mi); Tull, AR (6 mi); Bauxite, AR (8 mi) — US Census Bureau populations.

What a personal loan costs in Haskell

A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.

The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.

Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.

Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.

Arkansas lending rules that apply in Haskell

The sourced rows below are the rules a licensed lender must follow when lending in Arkansas, and therefore in Haskell.

RuleDetailSource
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

How to compare offers in Haskell

These steps are the ones that most affect the offer you receive in Haskell:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Arkansas using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Haskell?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Haskell are the same as elsewhere in Arkansas.
How much can I borrow with a personal loan in Haskell?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Haskell require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Haskell hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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