Harrison at a glance
- Population: about 322, 438th by size in Georgia of 536 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 340 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: a decline of roughly 5.3% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Georgia places: 438th of 536 by population (US Census Bureau, Vintage 2023).
- Size percentile: larger than about 18% of the Census places in Georgia (US Census Bureau).
- Coordinates: 32.8264, -82.7259 (US Census Bureau Gazetteer).
- Nearest larger cities: Wrightsville, GA (7 mi); Tennille, GA (9 mi); Sandersville, GA (12 mi); Davisboro, GA (13 mi); Wadley, GA (19 mi); US Census Bureau population estimates.
- Nearest smaller towns: Riddleville, GA (6 mi); Oconee, GA (14 mi); Bartow, GA (15 mi) — US Census Bureau populations.
What a personal loan costs in Harrison
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Georgia lending rules that apply in Harrison
The table lists the Georgia rules that apply to a loan made in Harrison, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Harrison
A few practical steps will make the process in Harrison less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Georgia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.