Guion at a glance
- Population: 72, the 474th-largest community in Arkansas out of 500 (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 count put the population at 70 (US Census Bureau).
- 2020 to 2023 change: a gain of roughly 2.9% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Arkansas places: 474th of the state's 500 Census places (US Census Bureau).
- Size percentile: roughly 5% of places in Arkansas rank below it by population (US Census Bureau).
- Coordinates: it sits at 35.9268, -91.9389 in the US Census Bureau Gazetteer.
- Nearest larger cities: Mount Pleasant, AR (10 mi); Cushman, AR (10 mi); Melbourne, AR (10 mi); Mountain View, AR (11 mi); Sidney, AR (17 mi); each population is a US Census Bureau estimate.
- Smaller places nearby: Gilbert, AR (44 mi); Weldon, AR (52 mi); Amagon, AR (53 mi), per US Census Bureau estimates.
What a personal loan costs in Guion
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Arkansas lending rules that apply in Guion
Read the table as the compliance picture for a lender serving Guion: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
How to compare offers in Guion
The order below is a sensible way to approach a loan in Guion:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.