Greensburg at a glance
- Population: about 626, 194th by size in Louisiana of 302 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 632 (US Census Bureau).
- 2020 to 2023 change: population fell about 0.9% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Louisiana places: the 194th-largest of 302 (US Census Bureau, 2023 estimate).
- Size percentile: ahead of around 36% of Louisiana places in population terms (US Census Bureau).
- Coordinates: mapped at 30.8296, -90.6699 by the US Census Bureau Gazetteer.
- Nearest larger cities: Roseland, LA (10 mi); Amite City, LA (11 mi); Kentwood, LA (12 mi); Independence, LA (17 mi); Tickfaw, LA (21 mi); US Census Bureau population estimates.
- Nearest smaller communities: Tangipahoa, LA (10 mi); Montpelier, LA (10 mi); Osyka, MS (17 mi), each a US Census place.
What a personal loan costs in Greensburg
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Louisiana lending rules that apply in Greensburg
The table carries the Louisiana rate and licensing rules that apply to consumer loans made in Greensburg.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
How to compare offers in Greensburg
Here is a short checklist for comparing personal loans in Greensburg:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Louisiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.