George at a glance
- Population: about 885, 212th by size in Washington of 281 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 808 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: a gain of roughly 9.5% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Washington places: 212th of the state's 281 Census places (US Census Bureau).
- Size percentile: about 25% of Washington's Census places are smaller (US Census Bureau).
- Coordinates: latitude 47.0831, longitude -119.8617 (US Census Bureau Gazetteer).
- Nearest larger cities: Quincy, WA (11 mi); Royal City, WA (17 mi); Ephrata, WA (22 mi); Rock Island, WA (24 mi); Mattawa, WA (24 mi) (Census populations, approximate straight-line distance).
- Nearest smaller towns: Wilson Creek, WA (42 mi); Coulee City, WA (45 mi); Krupp, WA (47 mi) (US Census Bureau).
What a personal loan costs in George
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Washington lending rules that apply in George
The table lists the Washington rules that apply to a loan made in George, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
How to compare offers in George
A few practical steps will make the process in George less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Washington using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.