Fulshear at a glance
- Population: 42,616 people, the 84th-largest place among Texas's 1,224 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 16,641 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: roughly 156.1% higher than at the 2020 Census (US Census Bureau).
- Rank among Texas places: 84th largest of 1,224 (US Census Bureau).
- Size percentile: about 93% of places in Texas are smaller (US Census Bureau).
- Coordinates: 29.6924 / -95.8866, per the US Census Bureau Gazetteer.
- Nearest larger cities: Sugar Land, TX (17 mi); Missouri City, TX (23 mi); Houston, TX (31 mi); Pearland, TX (35 mi); Pasadena, TX (44 mi); US Census Bureau population estimates.
- Nearest smaller towns: Weston Lakes, TX (4 mi); Simonton, TX (5 mi); Brookshire, TX (7 mi) — US Census Bureau populations.
What a personal loan costs in Fulshear
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Texas lending rules that apply in Fulshear
Read the table as the compliance picture for a lender serving Fulshear: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Fulshear
The steps below are worth completing first when you borrow in Fulshear:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.