Fountain Green at a glance
- Population: a Census-estimated 1,276, placing it 148th among Utah's 255 places (Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 1,199 (US Census Bureau).
- 2020 to 2023 change: population rose about 6.4% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Utah places: 148th of the state's 255 Census places (US Census Bureau).
- Size percentile: it is larger than about 42% of the places in Utah (US Census Bureau).
- Coordinates: 39.6281, -111.6413 (Census Gazetteer, US Census Bureau).
- Nearest larger cities (within 120 miles): Moroni, UT (8 mi); Fairview, UT (11 mi); Nephi, UT (12 mi); Mount Pleasant, UT (12 mi); Mona, UT (17 mi) (US Census Bureau populations).
- Nearest smaller towns: Wales, UT (10 mi); Levan, UT (13 mi); Spring City, UT (13 mi) (US Census Bureau).
What a personal loan costs in Fountain Green
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
Utah lending rules that apply in Fountain Green
Each row below is a Utah rule with its publisher and the date it was retrieved.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
How to compare offers in Fountain Green
Run through this list before signing anything in Fountain Green:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Utah using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.