Fisher at a glance
- Population: 190 (US Census Bureau, Vintage 2023 subcounty estimate), the 278th-largest of 302 places in Louisiana.
- 2020 Census base: 195 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: a decline of roughly 2.6% between the 2020 count and the 2023 estimate (US Census Bureau).
- Rank among Louisiana places: 278th-largest of 302 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: it exceeds roughly 8% of Louisiana's Census places by population (US Census Bureau).
- Coordinates: latitude 31.4933, longitude -93.4597 (US Census Bureau Gazetteer).
- Nearest larger cities (within 120 miles): Florien, LA (2 mi); Many, LA (5 mi); Hornbeck, LA (12 mi); Zwolle, LA (15 mi); Anacoco, LA (18 mi) (US Census Bureau populations).
- Smaller places close by: Robeline, LA (16 mi); Powhatan, LA (30 mi); Browndell, TX (40 mi) (US Census Bureau).
What a personal loan costs in Fisher
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Louisiana lending rules that apply in Fisher
The table carries the Louisiana rate and licensing rules that apply to consumer loans made in Fisher.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
How to compare offers in Fisher
Run through this list before signing anything in Fisher:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Louisiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.