Eleva at a glance
- Population: about 683, 429th by size in Wisconsin of 605 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 684 (US Census Bureau).
- 2020 to 2023 change: population fell about 0.1% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Wisconsin places: 429th by size among 605 communities (US Census Bureau).
- Size percentile: it exceeds roughly 29% of Wisconsin's Census places by population (US Census Bureau).
- Coordinates: 44.5766 latitude, -91.4703 longitude (US Census Bureau Gazetteer).
- Nearest larger cities (120-mile radius): Strum, WI (4 mi); Mondovi, WI (10 mi); Osseo, WI (13 mi); Altoona, WI (16 mi); Fall Creek, WI (16 mi) (US Census Bureau).
- Nearest smaller communities: Pigeon Falls, WI (17 mi); Taylor, WI (25 mi); Fairchild, WI (25 mi) (Census populations).
What a personal loan costs in Eleva
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Wisconsin lending rules that apply in Eleva
The sourced rows below are the rules a licensed lender must follow when lending in Wisconsin, and therefore in Eleva.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Eleva
A few practical steps will make the process in Eleva less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.