Egypt at a glance
- Population: 109 (US Census Bureau, Vintage 2023 subcounty estimate), the 440th-largest of 500 places in Arkansas.
- 2020 Census base: 113 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: population fell about 3.5% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Arkansas places: 440th of 500 by population (US Census Bureau, Vintage 2023).
- Size percentile: roughly 12% of places in Arkansas rank below it by population (US Census Bureau).
- Coordinates: 35.8678, -90.9458 (US Census Bureau Gazetteer).
- Nearest larger cities within 120 miles: Cash, AR (5 mi); Alicia, AR (8 mi); Bono, AR (9 mi); Sedgwick, AR (9 mi); Swifton, AR (11 mi) (US Census Bureau).
- Nearest smaller towns: Minturn, AR (9 mi); Powhatan, AR (18 mi); Waldenburg, AR (21 mi) (US Census Bureau).
What a personal loan costs in Egypt
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.
Arkansas lending rules that apply in Egypt
Read the table as the compliance picture for a lender serving Egypt: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
How to compare offers in Egypt
A few practical steps will make the process in Egypt less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.