DuPont at a glance
- Population: 9,784 people, the 92nd-largest place among Washington's 281 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 count put the population at 10,090 (US Census Bureau).
- 2020 to 2023 change: roughly 3.0% fewer residents than at the 2020 Census (US Census Bureau).
- Rank among Washington places: 92nd-largest of 281 (US Census Bureau, Vintage 2023 estimate).
- Size percentile: it exceeds roughly 67% of Washington's Census places by population (US Census Bureau).
- Coordinates: 47.1074, -122.6476 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Lakewood, WA (7 mi); Lacey, WA (8 mi); University Place, WA (9 mi); Yelm, WA (11 mi); Olympia, WA (13 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller towns: Steilacoom, WA (5 mi); Roy, WA (10 mi); Fircrest, WA (11 mi) — US Census Bureau populations.
What a personal loan costs in DuPont
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
The number to compare is the APR, not the interest rate, because the APR folds in origination fees and other charges; our personal loan calculator will show what a given amount and term would cost.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Washington lending rules that apply in DuPont
The table lists the Washington rules that apply to a loan made in DuPont, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
How to compare offers in DuPont
These steps are the ones that most affect the offer you receive in DuPont:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Washington using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.