Dungannon at a glance
- Population: 254 (US Census Bureau, Vintage 2023 subcounty estimate), the 202nd-largest of 227 places in Virginia.
- 2020 Census base: the 2020 count put the population at 255 (US Census Bureau).
- 2020 to 2023 change: a loss of about 0.4% since the 2020 count (US Census Bureau).
- Rank among Virginia places: 202nd in population of 227 places (US Census Bureau).
- Size percentile: ahead of around 11% of Virginia places in population terms (US Census Bureau).
- Coordinates: 36.8284 / -82.4681, per the US Census Bureau Gazetteer.
- Nearest larger cities within 120 miles: Nickelsville, VA (6 mi); Coeburn, VA (8 mi); St. Paul, VA (10 mi); Norton, VA (11 mi); Wise, VA (12 mi) (US Census Bureau).
- Nearest smaller towns: Clinchport, VA (18 mi); Cleveland, VA (19 mi); Duffield, VA (20 mi) — US Census Bureau populations.
What a personal loan costs in Dungannon
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Virginia lending rules that apply in Dungannon
Read the table as the compliance picture for a lender serving Dungannon: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
How to compare offers in Dungannon
The steps below are worth completing first when you borrow in Dungannon:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Virginia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.