Du Pont at a glance
- Population: a Census-estimated 128, placing it 514th among Georgia's 536 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 129 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: about 0.8% below the 2020 Census base (US Census Bureau).
- Rank among Georgia places: 514th largest of 536 (US Census Bureau).
- Size percentile: ahead of around 4% of Georgia places in population terms (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 30.9891, -82.8691.
- Nearest larger cities within 120 miles: Homerville, GA (8 mi); Lakeland, GA (13 mi); Argyle, GA (14 mi); Echols County, GA (19 mi); Ray City, GA (20 mi) (US Census Bureau).
- Nearest smaller communities: Jacksonville, GA (57 mi); Tarrytown, GA (94 mi); Manassas, GA (95 mi), each a US Census place.
What a personal loan costs in Du Pont
The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
Georgia lending rules that apply in Du Pont
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Du Pont
A few practical steps will make the process in Du Pont less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Georgia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.