Dousman at a glance
- Population: about 2,418, 238th by size in Wisconsin of 605 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 2,426 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: about 0.3% lower than the 2020 Census base (US Census Bureau).
- Rank among Wisconsin places: 238th by size among 605 communities (US Census Bureau).
- Size percentile: it exceeds roughly 61% of Wisconsin's Census places by population (US Census Bureau).
- Coordinates: 43.0094 latitude, -88.4756 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: Summit, WI (3 mi); Wales, WI (5 mi); Delafield, WI (6 mi); Oconomowoc, WI (6 mi); Hartland, WI (10 mi) (Census populations, approximate straight-line distance).
- Nearest smaller communities: North Prairie, WI (6 mi); Sullivan, WI (6 mi); Nashotah, WI (6 mi) (Census populations).
What a personal loan costs in Dousman
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Wisconsin lending rules that apply in Dousman
The sourced rows below are the rules a licensed lender must follow when lending in Wisconsin, and therefore in Dousman.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Dousman
Before you share your details with a lender in Dousman:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.