Deweyville at a glance
- Population: about 434, 204th by size in Utah of 255 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 416 residents here (US Census Bureau).
- 2020 to 2023 change: population rose about 4.3% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Utah places: 204th by size among 255 communities (US Census Bureau).
- Size percentile: about 20% of places in Utah are smaller (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 41.6930, -112.0883.
- Nearest larger cities: Elwood, UT (3 mi); Honeyville, UT (4 mi); Garland, UT (5 mi); Tremonton, UT (5 mi); Mendon, UT (6 mi) (Census populations, approximate straight-line distance).
- Nearest smaller places: Howell, UT (19 mi); Cornish, UT (20 mi); Portage, UT (21 mi) (US Census Bureau estimates).
What a personal loan costs in Deweyville
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.
Utah lending rules that apply in Deweyville
The Utah rate caps and licensing rules that reach Deweyville are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
How to compare offers in Deweyville
These steps are the ones that most affect the offer you receive in Deweyville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Utah using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.