Daleville at a glance
- Population: roughly 1,702 people; 229th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 1,652 people at the 2020 Census, the baseline for the trend below (US Census Bureau).
- 2020 to 2023 change: up about 3.0% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Indiana places: 229th of 565 by population (US Census Bureau, Vintage 2023).
- Size percentile: roughly 59% of Indiana's places have fewer residents (US Census Bureau).
- Coordinates: latitude 40.1189, longitude -85.5562 (US Census Bureau Gazetteer).
- Nearest larger cities: Chesterfield, IN (2 mi); Middletown, IN (4 mi); Yorktown, IN (5 mi); Anderson, IN (7 mi); Edgewood, IN (10 mi); US Census Bureau population estimates.
- Nearest smaller towns: Country Club Heights, IN (7 mi); Woodlawn Heights, IN (7 mi); River Forest, IN (9 mi) — US Census Bureau populations.
What a personal loan costs in Daleville
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
Judge an offer by its APR, which blends the interest rate with fees, and use the personal loan calculator to see the total cost.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.
Indiana lending rules that apply in Daleville
The Indiana rate caps and licensing rules that reach Daleville are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
How to compare offers in Daleville
Here is a short checklist for comparing personal loans in Daleville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Indiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.