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Personal loans in Cudahy, WI

A personal loan in Cudahy is repaid in equal monthly installments over a fixed term, with the rate set from your credit history, income and debts. Census data place Cudahy's population near 17,706, the 48th-largest among Wisconsin's 605 Census places. Wisconsin sets the rate caps and licensing rules a lender must follow here, and the sourced table below lists them.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Cudahy at a glance

  • Population: about 17,706 residents, ranking 48th of 605 Census places in Wisconsin (US Census Bureau, Vintage 2023 subcounty estimate).
  • 2020 Census base: 18,202 residents in the 2020 Census, per the US Census Bureau.
  • 2020 to 2023 change: about 2.7% lower than the 2020 Census base (US Census Bureau).
  • Rank among Wisconsin places: the 48th-largest of 605 (US Census Bureau, 2023 estimate).
  • Size percentile: about 92% of places in Wisconsin are smaller (US Census Bureau).
  • Coordinates: latitude 42.9467, longitude -87.8640 (US Census Bureau Gazetteer).
  • Nearest larger cities: South Milwaukee, WI (2 mi); Oak Creek, WI (5 mi); Greenfield, WI (7 mi); Franklin, WI (9 mi); West Allis, WI (9 mi), each a US Census place with its estimated population.
  • Smaller places nearby: St. Francis, WI (2 mi); Greendale, WI (7 mi); West Milwaukee, WI (7 mi), per US Census Bureau estimates.

What a personal loan costs in Cudahy

The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.

Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.

A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.

Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.

Wisconsin lending rules that apply in Cudahy

The table lists the Wisconsin rules that apply to a loan made in Cudahy, each with the regulator that published it.

RuleDetailSource
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance		Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)		Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.		Wisconsin State Legislature
as of 2026-09-16
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions		Wisconsin State Legislature
as of 2026-09-16

How to compare offers in Cudahy

Here is a short checklist for comparing personal loans in Cudahy:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Wisconsin using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Cudahy?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Cudahy are the same as elsewhere in Wisconsin.
How much can I borrow with a personal loan in Cudahy?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Cudahy require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Cudahy hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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