Crandon at a glance
- Population: the Census estimates 1,703 residents, ranking 280th of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 1,718 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: down about 0.9% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: 280th of the state's 605 Census places (US Census Bureau).
- Size percentile: it exceeds roughly 54% of Wisconsin's Census places by population (US Census Bureau).
- Coordinates: mapped at 45.5678, -88.8955 by the US Census Bureau Gazetteer.
- Nearest larger cities within 120 miles: Rhinelander, WI (26 mi); Antigo, WI (32 mi); Iron River, MI (39 mi); Tomahawk, WI (40 mi); Kingsford, MI (42 mi) (US Census Bureau).
- Smaller towns nearby: White Lake, WI (29 mi); Eagle River, WI (30 mi); Gaastra, MI (37 mi) (US Census Bureau).
What a personal loan costs in Crandon
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Wisconsin lending rules that apply in Crandon
The table lists the Wisconsin rules that apply to a loan made in Crandon, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Crandon
The steps below are worth completing first when you borrow in Crandon:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.