Comer at a glance
- Population: 1,599, the 260th-largest community in Georgia out of 536 (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 count put the population at 1,516 (US Census Bureau).
- 2020 to 2023 change: population rose about 5.5% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Georgia places: 260th out of 536 Census places (US Census Bureau).
- Size percentile: roughly 51% of Georgia's places have fewer residents (US Census Bureau).
- Coordinates: 34.0625, -83.1273 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Elberton, GA (15 mi); Royston, GA (16 mi); Nicholson, GA (17 mi); Watkinsville, GA (21 mi); Commerce, GA (23 mi); each population is a US Census Bureau estimate.
- Smaller places close by: Carlton, GA (5 mi); Colbert, GA (5 mi); Danielsville, GA (7 mi) (US Census Bureau).
What a personal loan costs in Comer
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Shop with more than one lender and treat pre-qualification as an estimate, since the final terms follow a full application.
Georgia lending rules that apply in Comer
The table carries the Georgia rate and licensing rules that apply to consumer loans made in Comer.
| Rule | Detail | Source |
|---|---|---|
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Comer
The steps below are worth completing first when you borrow in Comer:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Georgia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.