Clintonville at a glance
- Population: the Census estimates 4,529 residents, ranking 159th of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 4,589 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: down about 1.3% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Wisconsin places: 159th in population of 605 places (US Census Bureau).
- Size percentile: larger than about 74% of the Census places in Wisconsin (US Census Bureau).
- Coordinates: 44.6221, -88.7517 (US Census Bureau Gazetteer).
- Nearest larger cities (within 120 miles): Shawano, WI (13 mi); New London, WI (16 mi); Waupaca, WI (24 mi); Greenville, WI (25 mi); Appleton, WI (30 mi) (US Census Bureau populations).
- Nearest smaller towns: Embarrass, WI (4 mi); Bear Creek, WI (6 mi); Marion, WI (8 mi) — US Census Bureau populations.
What a personal loan costs in Clintonville
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Wisconsin lending rules that apply in Clintonville
Read the table as the compliance picture for a lender serving Clintonville: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Clintonville
The steps below are worth completing first when you borrow in Clintonville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.