Clearview at a glance
- Population: the Census estimates 459 residents, ranking 155th of 230 places in West Virginia (Vintage 2023).
- 2020 Census base: 477 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: about 3.8% lower than the 2020 Census base (US Census Bureau).
- Rank among West Virginia places: 155th largest of 230 (US Census Bureau).
- Size percentile: larger than about 33% of the Census places in West Virginia (US Census Bureau).
- Coordinates: mapped at 40.1391, -80.6908 by the US Census Bureau Gazetteer.
- Nearest larger cities (within 120 miles): Yorkville, OH (1 mi); Tiltonsville, OH (2 mi); Martins Ferry, OH (3 mi); Wheeling, WV (5 mi); West Liberty, WV (5 mi) (US Census Bureau populations).
- Nearest smaller communities: Rayland, OH (3 mi); Windsor Heights, WV (4 mi); Mount Pleasant, OH (6 mi), each a US Census place.
What a personal loan costs in Clearview
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
West Virginia lending rules that apply in Clearview
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
How to compare offers in Clearview
Here is a short checklist for comparing personal loans in Clearview:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in West Virginia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.