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Personal loans in Clawson, UT

Borrowers in Clawson use personal loans to consolidate balances or cover a one-time cost, and the terms depend on your credit, income and existing obligations. With roughly 166 people, Clawson ranks 242nd of 255 Census places in Utah. The rate caps and licensing requirements that apply to a lender in Utah are set out in the sourced table below.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Clawson at a glance

  • Population: 166 people, the 242nd-largest place among Utah's 255 Census places (US Census Bureau, Vintage 2023).
  • 2020 Census base: 161 people counted in the 2020 Census (US Census Bureau).
  • 2020 to 2023 change: population rose about 3.1% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
  • Rank among Utah places: 242nd-largest of 255 (US Census Bureau, Vintage 2023 estimate).
  • Size percentile: about 5% of places in Utah are smaller (US Census Bureau).
  • Coordinates: 39.1314, -111.0989 (Census Gazetteer, US Census Bureau).
  • Nearest larger cities (within 120 miles): Ferron, UT (3 mi); Orangeville, UT (7 mi); Castle Dale, UT (7 mi); Huntington, UT (16 mi); Emery, UT (16 mi) (US Census Bureau populations).
  • Nearest smaller places: Scofield, UT (41 mi); Lynndyl, UT (74 mi); Antimony, UT (86 mi) (US Census Bureau estimates).

What a personal loan costs in Clawson

The defining feature of a personal loan is the fixed installment: the same payment every month until the term ends.

Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.

Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.

A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.

Utah lending rules that apply in Clawson

The Utah rate caps and licensing rules that reach Clawson are listed below, each with its source and retrieval date.

RuleDetailSource
Payday lending statusLegal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23)
Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah		Utah State Legislature
as of 2026-09-16
Small-loan / installment lender licensingConsumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS
Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS).		Utah Department of Financial Institutions (DFI)
as of 2026-09-16
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.		Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1)
Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract		Utah State Legislature
as of 2026-09-16

How to compare offers in Clawson

Run through this list before signing anything in Clawson:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Utah using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Clawson?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Clawson are the same as elsewhere in Utah.
How much can I borrow with a personal loan in Clawson?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Clawson require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Clawson hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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