Cashion Community at a glance
- Population: 292 (US Census Bureau, Vintage 2023 subcounty estimate), the 1,092nd-largest of 1,224 places in Texas.
- 2020 Census base: the 2020 Census recorded 286 residents here (US Census Bureau).
- 2020 to 2023 change: about 2.1% more residents than the 2020 Census base (US Census Bureau).
- Rank among Texas places: 1,092nd largest of 1,224 (US Census Bureau).
- Size percentile: larger than about 11% of the Census places in Texas (US Census Bureau).
- Coordinates: it sits at 34.0365, -98.5081 in the US Census Bureau Gazetteer.
- Nearest larger cities: Burkburnett, TX (4 mi); Pleasant Valley, TX (9 mi); Wichita Falls, TX (9 mi); Dean, TX (10 mi); Iowa Park, TX (11 mi), each a US Census place with its estimated population.
- Nearest smaller towns: Randlett, OK (10 mi); Devol, OK (12 mi); Jolly, TX (14 mi) — US Census Bureau populations.
What a personal loan costs in Cashion Community
A personal loan hands you a single sum and a repayment schedule of equal monthly installments over an agreed term.
APR is the figure that lets you compare like with like, since it wraps fees into the rate; run your own numbers with the personal loan calculator.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Texas lending rules that apply in Cashion Community
The table lists the Texas rules that apply to a loan made in Cashion Community, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Cashion Community
These steps are the ones that most affect the offer you receive in Cashion Community:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.