Cameron at a glance
- Population: 821, the 114th-largest community in West Virginia out of 230 (US Census Bureau, Vintage 2023).
- 2020 Census base: the 2020 count put the population at 862 (US Census Bureau).
- 2020 to 2023 change: down about 4.8% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among West Virginia places: 114th out of 230 Census places (US Census Bureau).
- Size percentile: roughly 50% of places in West Virginia rank below it by population (US Census Bureau).
- Coordinates: 39.8303, -80.5701 (Census Gazetteer, US Census Bureau).
- Nearest larger cities: Moundsville, WV (11 mi); Glen Dale, WV (13 mi); Powhatan Point, OH (13 mi); Shadyside, OH (14 mi); McMechen, WV (14 mi); each population is a US Census Bureau estimate.
- Nearest smaller communities: Hundred, WV (12 mi); Triadelphia, WV (15 mi); Clarington, OH (16 mi), each a US Census place.
What a personal loan costs in Cameron
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
Because interest accrues for longer, a longer term means a lower installment and a higher total cost — decide which matters more to you.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
West Virginia lending rules that apply in Cameron
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
How to compare offers in Cameron
Before you share your details with a lender in Cameron:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in West Virginia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.