Cameron at a glance
- Population: the Census estimates 1,857 residents, ranking 267th of 605 places in Wisconsin (Vintage 2023).
- 2020 Census base: 1,869 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: roughly 0.6% fewer residents than at the 2020 Census (US Census Bureau).
- Rank among Wisconsin places: 267th by size among 605 communities (US Census Bureau).
- Size percentile: about 56% of places in Wisconsin are smaller (US Census Bureau).
- Coordinates: 45.4036 / -91.7398, per the US Census Bureau Gazetteer.
- Nearest larger cities: Barron, WI (5 mi); Rice Lake, WI (5 mi); Chetek, WI (7 mi); Cumberland, WI (17 mi); Bloomer, WI (24 mi); each population is a US Census Bureau estimate.
- Nearest smaller communities: Dallas, WI (11 mi); Haugen, WI (14 mi); Almena, WI (15 mi) (Census populations).
What a personal loan costs in Cameron
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.
Wisconsin lending rules that apply in Cameron
Where a figure is not published by the state, the row points to the source instead of guessing.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Cameron
These steps are the ones that most affect the offer you receive in Cameron:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.