Camak at a glance
- Population: a Census-estimated 128, placing it 513th among Georgia's 536 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 135 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: down about 5.2% from the 2020 Census base to the 2023 estimate (US Census Bureau).
- Rank among Georgia places: 513th by size among 536 communities (US Census Bureau).
- Size percentile: about 4% of Georgia's Census places are smaller (US Census Bureau).
- Coordinates: mapped at 33.4508, -82.6496 by the US Census Bureau Gazetteer.
- Nearest larger cities: Warrenton, GA (3 mi); Norwood, GA (3 mi); Thomson, GA (9 mi); Dearing, GA (15 mi); Gibson, GA (15 mi) (Census populations, approximate straight-line distance).
- Smaller places nearby: Sharon, GA (11 mi); Edge Hill, GA (21 mi); Parksville, SC (34 mi), per US Census Bureau estimates.
What a personal loan costs in Camak
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
A useful rule is to keep the new payment inside the room your budget already has, so the loan eases pressure instead of adding to it.
Georgia lending rules that apply in Camak
Read the table as the compliance picture for a lender serving Camak: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Camak
Run through this list before signing anything in Camak:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Georgia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.