Byromville at a glance
- Population: 335 residents, the 435th-largest of 536 places in Georgia (US Census Bureau, Vintage 2023).
- 2020 Census base: 420 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: roughly 20.2% fewer residents than at the 2020 Census (US Census Bureau).
- Rank among Georgia places: 435th by size among 536 communities (US Census Bureau).
- Size percentile: roughly 19% of Georgia's places have fewer residents (US Census Bureau).
- Coordinates: it sits at 32.2016, -83.9072 in the US Census Bureau Gazetteer.
- Nearest larger cities: Montezuma, GA (9 mi); Vienna, GA (10 mi); Unadilla, GA (11 mi); Oglethorpe, GA (11 mi); Marshallville, GA (18 mi); each population is a US Census Bureau estimate.
- Nearest smaller towns: Dooling, GA (2 mi); Lilly, GA (4 mi); Pinehurst, GA (9 mi) (US Census Bureau).
What a personal loan costs in Byromville
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
The advertised interest rate leaves out fees that the APR captures, which is why APR is the number to weigh; try the personal loan calculator before you apply.
A longer repayment period spreads the cost and increases the interest paid, so compare total cost, not just the monthly figure.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Georgia lending rules that apply in Byromville
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
How to compare offers in Byromville
Run through this list before signing anything in Byromville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Georgia using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.