Burton at a glance
- Population: 282 (US Census Bureau, Vintage 2023 subcounty estimate), the 1,100th-largest of 1,224 places in Texas.
- 2020 Census base: the 2020 Census recorded 294 residents here (US Census Bureau).
- 2020 to 2023 change: population fell about 4.1% (US Census Bureau Vintage 2023 estimate vs 2020 Census).
- Rank among Texas places: 1,100th of 1,224 by population (US Census Bureau, Vintage 2023).
- Size percentile: roughly 10% of Texas's places have fewer residents (US Census Bureau).
- Coordinates: 30.1858, -96.6031 (US Census Bureau Gazetteer).
- Nearest larger cities: Somerville, TX (12 mi); Brenham, TX (13 mi); Giddings, TX (19 mi); Snook, TX (22 mi); Caldwell, TX (24 mi), each a US Census place with its estimated population.
- Nearest smaller places: Carmine, TX (6 mi); Round Top, TX (10 mi); Fayetteville, TX (20 mi) (US Census Bureau estimates).
What a personal loan costs in Burton
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Texas lending rules that apply in Burton
The table carries the Texas rate and licensing rules that apply to consumer loans made in Burton.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How to compare offers in Burton
A few practical steps will make the process in Burton less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.