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Personal loans in Burlison, TN

For residents of Burlison, a personal loan is a lump sum with a fixed repayment schedule, and its cost reflects your credit, income and debt-to-income picture. Burlison has a Census-estimated population of 369, ranking 305th among the 344 Census places in Tennessee. Tennessee sets the rate caps and licensing rules a lender must follow here, and the sourced table below lists them.

By the Personalloaned Editorial Team · Last updated 2026-09-16

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Burlison at a glance

  • Population: a Census-estimated 369, placing it 305th among Tennessee's 344 places (Vintage 2023 subcounty estimate).
  • 2020 Census base: the 2020 count put the population at 369 (US Census Bureau).
  • 2020 to 2023 change: about the same as at the 2020 Census (US Census Bureau).
  • Rank among Tennessee places: 305th-largest of 344 (US Census Bureau, Vintage 2023 estimate).
  • Size percentile: about 11% of places in Tennessee are smaller (US Census Bureau).
  • Coordinates: mapped at 35.5569, -89.7846 by the US Census Bureau Gazetteer.
  • Nearest larger cities within 120 miles: Gilt Edge, TN (3 mi); Brighton, TN (6 mi); Covington, TN (8 mi); Munford, TN (8 mi); Atoka, TN (9 mi) (US Census Bureau).
  • Nearest smaller communities: Garland, TN (3 mi); Marie, AR (17 mi); Braden, TN (18 mi) (Census populations).

What a personal loan costs in Burlison

Unlike a revolving credit card, a personal loan is closed-end: the balance falls on a fixed schedule and the payment does not change.

Because the APR includes origination and finance charges, it is the honest comparison number; the personal loan calculator turns an APR and term into a monthly payment.

The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.

If you are consolidating debt, the loan only helps if you stop adding to the balances it clears; otherwise the total debt grows.

Tennessee lending rules that apply in Burlison

Read the table as the compliance picture for a lender serving Burlison: label, sourced figure, publisher and date.

RuleDetailSource
Payday lending statusLicensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103)
Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Small-loan / installment lender licensingTDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders
Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
State lending regulatorTennessee Department of Financial Institutions (TDFI)
Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026)
Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16

How to compare offers in Burlison

Before you share your details with a lender in Burlison:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Tennessee using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Burlison?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Burlison are the same as elsewhere in Tennessee.
How much can I borrow with a personal loan in Burlison?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Burlison require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Burlison hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

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