Brownsboro Village at a glance
- Population: 303 (US Census Bureau, Vintage 2023 subcounty estimate), the 342nd-largest of 416 places in Kentucky.
- 2020 Census base: 307 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: about 1.3% below the 2020 Census base (US Census Bureau).
- Rank among Kentucky places: 342nd out of 416 Census places (US Census Bureau).
- Size percentile: larger than about 18% of the Census places in Kentucky (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 38.2629, -85.6659.
- Nearest larger cities (120-mile radius): Bellewood, KY (0 mi); Rolling Fields, KY (0 mi); Riverwood, KY (1 mi); Richlawn, KY (1 mi); Norbourne Estates, KY (2 mi) (US Census Bureau).
- Smaller towns nearby: Druid Hills, KY (0 mi); Maryhill Estates, KY (1 mi); Mockingbird Valley, KY (1 mi) (US Census Bureau).
What a personal loan costs in Brownsboro Village
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
The term is the lever: extend it and the payment falls while total interest climbs; shorten it and the reverse happens.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Kentucky lending rules that apply in Brownsboro Village
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Permitted under license (deferred deposit service business; payday loans) Source says: "The Kentucky Department of Financial Institutions (DFI) has secured the services of Veritec Solutions, LLC to provide a common database with real-time access for deferred deposit transactions". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Up to 19% per annum, or 4% over the 90-day commercial-paper discount rate, whichever is less (by written agreement) Source says: "At a per annum rate not to exceed four percent (4%) in excess of the discount rate on ninety (90) day commercial paper ... or nineteen percent (19%), whichever is less". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
How to compare offers in Brownsboro Village
Here is a short checklist for comparing personal loans in Brownsboro Village:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Kentucky using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.