Bridgeport at a glance
- Population: a Census-estimated 2,156, placing it 162nd among Washington's 281 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 2,133 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: about 1.1% growth over the 2020 Census base (US Census Bureau).
- Rank among Washington places: 162nd of 281 by population (US Census Bureau, Vintage 2023).
- Size percentile: roughly 42% of Washington's places have fewer residents (US Census Bureau).
- Coordinates: latitude 48.0070, longitude -119.6725 (US Census Bureau Gazetteer).
- Nearest larger cities: Chelan, WA (19 mi); Okanogan, WA (25 mi); Omak, WA (29 mi); Ephrata, WA (48 mi); East Wenatchee, WA (50 mi); US Census Bureau population estimates.
- Nearest smaller places: Brewster, WA (8 mi); Pateros, WA (11 mi); Mansfield, WA (14 mi) (US Census Bureau estimates).
What a personal loan costs in Bridgeport
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
A longer term reduces what you owe each month and increases the total interest, which is the trade-off to weigh before choosing one.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Washington lending rules that apply in Bridgeport
The Washington rate caps and licensing rules that reach Bridgeport are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
How to compare offers in Bridgeport
Before you commit to a personal loan in Bridgeport, work through these steps:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Washington using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.