Boscobel at a glance
- Population: 3,217 residents, the 206th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- 2020 Census base: 3,293 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: down roughly 2.3% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Wisconsin places: 206th of the state's 605 Census places (US Census Bureau).
- Size percentile: about 66% of Wisconsin's Census places are smaller (US Census Bureau).
- Coordinates: it sits at 43.1471, -90.7051 in the US Census Bureau Gazetteer.
- Nearest larger cities: Lancaster, WI (21 mi); Richland Center, WI (21 mi); Prairie du Chien, WI (23 mi); Viroqua, WI (30 mi); Platteville, WI (31 mi); each population is a US Census Bureau estimate.
- Smaller places nearby: Woodman, WI (6 mi); Blue River, WI (7 mi); Steuben, WI (8 mi), per US Census Bureau estimates.
What a personal loan costs in Boscobel
Unlike a revolving credit card, a personal loan is closed-end: the balance falls on a fixed schedule and the payment does not change.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Pre-qualifying with several lenders takes minutes, uses a soft pull, and gives you real numbers to compare before any hard inquiry.
Wisconsin lending rules that apply in Boscobel
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Boscobel
Here is a short checklist for comparing personal loans in Boscobel:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.