Blue Mound at a glance
- Population: 2,308 residents, the 560th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- 2020 Census base: 2,397 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: down roughly 3.7% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Texas places: the 560th-largest of 1,224 (US Census Bureau, 2023 estimate).
- Size percentile: roughly 54% of places in Texas rank below it by population (US Census Bureau).
- Coordinates: mapped at 32.8543, -97.3384 by the US Census Bureau Gazetteer.
- Nearest larger cities: Saginaw, TX (2 mi); Haltom City, TX (5 mi); Fort Worth, TX (5 mi); Sansom Park, TX (5 mi); Watauga, TX (5 mi); each population is a US Census Bureau estimate.
- Smaller places close by: Lakeside, TX (9 mi); Westover Hills, TX (9 mi); Westlake, TX (12 mi) (US Census Bureau).
What a personal loan costs in Blue Mound
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
Set the loan amount from the expense itself rather than the maximum you are approved for, and keep the payment within your existing budget.
Texas lending rules that apply in Blue Mound
The table carries the Texas rate and licensing rules that apply to consumer loans made in Blue Mound.
| Rule | Detail | Source |
|---|---|---|
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Blue Mound
The order below is a sensible way to approach a loan in Blue Mound:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.