Bloomburg at a glance
- Population: a Census-estimated 329, placing it 1,077th among Texas's 1,224 places (Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 Census recorded 321 residents here (US Census Bureau).
- 2020 to 2023 change: up roughly 2.5% across the 2020-to-2023 comparison (US Census Bureau).
- Rank among Texas places: 1,077th of the state's 1,224 Census places (US Census Bureau).
- Size percentile: it is larger than about 12% of the places in Texas (US Census Bureau).
- Coordinates: mapped at 33.1378, -94.0591 by the US Census Bureau Gazetteer.
- Nearest larger cities: Queen City, TX (6 mi); Atlanta, TX (7 mi); Fouke, AR (13 mi); Vivian, LA (19 mi); Redwater, TX (19 mi), each a US Census place with its estimated population.
- Smaller places close by: Domino, TX (9 mi); Rodessa, LA (12 mi); Ida, LA (13 mi) (US Census Bureau).
What a personal loan costs in Bloomburg
A personal loan gives you the full amount at once and spreads repayment over a set number of months at a fixed payment.
The APR is the comparable price of a loan since it folds in fees; model any offer with the personal loan calculator first.
Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Texas lending rules that apply in Bloomburg
The table lists the Texas rules that apply to a loan made in Bloomburg, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How to compare offers in Bloomburg
The order below is a sensible way to approach a loan in Bloomburg:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.