Personalloaned Compare rates

AR · city page

Personal loans in Blevins, AR

A personal loan in Blevins is repaid in equal monthly installments over a fixed term, with the rate set from your credit history, income and debts. About 277 people live in Blevins, which ranks 335th of 500 Census places in Arkansas. The sourced table below shows the Arkansas rate caps and licensing requirements that reach every loan made here.

By the Personalloaned Editorial Team · Last updated 2026-09-16

Advertising disclosure: Personalloaned may receive a referral fee if you apply through a link on this page. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.

Blevins at a glance

  • Population: 277 (US Census Bureau, Vintage 2023 subcounty estimate), the 335th-largest of 500 places in Arkansas.
  • 2020 Census base: 286 people (US Census Bureau, 2020 Census count).
  • 2020 to 2023 change: a loss of about 3.1% since the 2020 count (US Census Bureau).
  • Rank among Arkansas places: 335th out of 500 Census places (US Census Bureau).
  • Size percentile: about 33% of places in Arkansas are smaller (US Census Bureau).
  • Coordinates: 33.8713, -93.5782 (Census Gazetteer, US Census Bureau).
  • Nearest larger cities within 120 miles: Delight, AR (12 mi); Prescott, AR (12 mi); Emmet, AR (12 mi); Hope, AR (14 mi); Murfreesboro, AR (15 mi) (US Census Bureau).
  • Smaller places nearby: McCaskill, AR (5 mi); Ozan, AR (8 mi); Washington, AR (9 mi), per US Census Bureau estimates.

What a personal loan costs in Blevins

Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.

Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.

Choosing a longer term eases the monthly budget but adds interest over the life of the loan; a shorter term costs more per month and less overall.

Pre-qualification is a good first filter: it shows the rate and amount a lender may offer before you agree to a full application and a hard inquiry.

Arkansas lending rules that apply in Blevins

Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.

RuleDetailSource
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

How to compare offers in Blevins

The order below is a sensible way to approach a loan in Blevins:

  1. Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
  2. Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
  3. Pre-qualify with at least three lenders and compare the APR, not the interest rate.
  4. Check that the lender is licensed in Arkansas using the regulator named above.
  5. Read the disclosure for origination fees and any prepayment penalty before you sign.

Common questions

Frequently asked questions

Can I get a personal loan with bad credit in Blevins?
Yes, but expect a higher APR and possibly a smaller amount. Lenders that serve borrowers with lower scores are licensed statewide, so your options in Blevins are the same as elsewhere in Arkansas.
How much can I borrow with a personal loan in Blevins?
Loan amounts are set by each lender and depend on your income, credit and existing debts, so we do not quote a range we cannot source. The Consumer Financial Protection Bureau explains how lenders assess an application, and our personal loan calculator will model the payment for any amount before you apply.
Does a personal loan in Blevins require collateral?
Unsecured personal loans do not require collateral. A secured loan, such as a home-equity or auto-secured loan, does — and it puts the pledged asset at risk if you default.
Will shopping for a loan in Blevins hurt my credit?
Pre-qualification usually uses a soft credit pull that does not affect your score. A full application triggers a hard inquiry, which may lower your score by a few points temporarily.

Nearby places

Where these figures come from

Related