Belzoni at a glance
- Population: roughly 1,764 people; 109th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 1,901 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: roughly 7.2% fewer residents than at the 2020 Census (US Census Bureau).
- Rank among Mississippi places: 109th largest of 299 (US Census Bureau).
- Size percentile: about 64% of places in Mississippi are smaller (US Census Bureau).
- Coordinates: it sits at 33.1805, -90.4863 in the US Census Bureau Gazetteer.
- Nearest larger cities: Moorhead, MS (19 mi); Indianola, MS (21 mi); Hollandale, MS (21 mi); Yazoo City, MS (22 mi); Leland, MS (28 mi); US Census Bureau population estimates.
- Nearest smaller communities: Silver City, MS (6 mi); Isola, MS (8 mi); Inverness, MS (13 mi), each a US Census place.
What a personal loan costs in Belzoni
A personal loan is an installment loan: you receive a lump sum and repay it in fixed monthly payments over a set term, usually two to seven years.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
Stretching the term lowers the monthly payment but raises the total interest you pay, so the smallest payment is not automatically the cheapest loan.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Mississippi lending rules that apply in Belzoni
The table carries the Mississippi rate and licensing rules that apply to consumer loans made in Belzoni.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
How to compare offers in Belzoni
Before you share your details with a lender in Belzoni:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Mississippi using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.