Belpre at a glance
- Population: a Census-estimated 95, placing it 503rd among Kansas's 625 places (Vintage 2023 subcounty estimate).
- 2020 Census base: 100 residents (US Census Bureau, 2020 Census).
- 2020 to 2023 change: a loss of about 5.0% since the 2020 count (US Census Bureau).
- Rank among Kansas places: the 503rd-largest of 625 (US Census Bureau, 2023 estimate).
- Size percentile: it is larger than about 20% of the places in Kansas (US Census Bureau).
- Coordinates: the Census Gazetteer places it at 37.9507, -99.0998.
- Nearest larger cities: Macksville, KS (7 mi); Lewis, KS (8 mi); Garfield, KS (12 mi); Larned, KS (16 mi); Kinsley, KS (17 mi), each a US Census place with its estimated population.
- Nearest smaller places: Byers, KS (17 mi); Radium, KS (19 mi); Seward, KS (23 mi) (US Census Bureau estimates).
What a personal loan costs in Belpre
Most personal loans are unsecured, meaning no collateral is pledged, and they are repaid in equal installments over a fixed term.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Before you borrow, decide what the loan is for and whether the monthly payment fits a budget you can already meet without taking on new debt.
Kansas lending rules that apply in Belpre
The Kansas rate caps and licensing rules that reach Belpre are listed below, each with its source and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 15% per annum (general contract-rate ceiling for written instruments) Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
How to compare offers in Belpre
A few practical steps will make the process in Belpre less costly:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Kansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.