Belleville at a glance
- Population: about 308, 320th by size in Arkansas of 500 places (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 314 residents at the 2020 Census (US Census Bureau, 2020 count).
- 2020 to 2023 change: roughly 1.9% fewer residents than at the 2020 Census (US Census Bureau).
- Rank among Arkansas places: the 320th-largest of 500 (US Census Bureau, 2023 estimate).
- Size percentile: about 36% of Arkansas's Census places are smaller (US Census Bureau).
- Coordinates: 35.0915 latitude, -93.4458 longitude (US Census Bureau Gazetteer).
- Nearest larger cities: Danville, AR (4 mi); Plainview, AR (11 mi); Ola, AR (13 mi); Subiaco, AR (18 mi); Dardanelle, AR (18 mi) — straight-line distances, US Census Bureau populations.
- Nearest smaller towns: Corinth, AR (2 mi); Havana, AR (5 mi); Blue Mountain, AR (16 mi) — US Census Bureau populations.
What a personal loan costs in Belleville
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
The offer you receive reflects the lender's read of your credit, income and debts, and the term controls the balance between payment size and total interest.
Most lenders offer pre-qualification with a soft credit pull, so you can see an estimated rate and amount without affecting your credit score.
Arkansas lending rules that apply in Belleville
The table carries the Arkansas rate and licensing rules that apply to consumer loans made in Belleville.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
How to compare offers in Belleville
The steps below are worth completing first when you borrow in Belleville:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Arkansas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.