Belle Glade at a glance
- Population: roughly 16,840 people; 134th of 411 places in Florida (Census Vintage 2023 subcounty estimate).
- 2020 Census base: the 2020 count put the population at 16,742 (US Census Bureau).
- 2020 to 2023 change: about 0.6% more residents than the 2020 Census base (US Census Bureau).
- Rank among Florida places: 134th out of 411 Census places (US Census Bureau).
- Size percentile: larger than about 67% of the Census places in Florida (US Census Bureau).
- Coordinates: mapped at 26.6922, -80.6656 by the US Census Bureau Gazetteer.
- Nearest larger cities: Wellington, FL (25 mi); Royal Palm Beach, FL (27 mi); Palm Beach Gardens, FL (33 mi); Greenacres, FL (33 mi); West Palm Beach, FL (33 mi); US Census Bureau population estimates.
- Nearest smaller places: South Bay, FL (4 mi); Pahokee, FL (9 mi); Clewiston, FL (17 mi) (US Census Bureau estimates).
What a personal loan costs in Belle Glade
Personal loans are closed-end installment debt, so the monthly payment and the payoff date are known from the start.
Two loans can share an interest rate and still differ in APR once fees are counted, so compare APR; our personal loan calculator shows the difference over the full term.
Lenders weigh your credit history, income and debts when they set the rate, and the term you choose then determines how that rate compounds into total cost.
Work out the payment you can comfortably carry each month first, then borrow no more than that figure supports.
Florida lending rules that apply in Belle Glade
The table carries the Florida rate and licensing rules that apply to consumer loans made in Belle Glade.
| Rule | Detail | Source |
|---|---|---|
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
How to compare offers in Belle Glade
The order below is a sensible way to approach a loan in Belle Glade:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Florida using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.