Bayside at a glance
- Population: roughly 4,369 people; 165th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- 2020 Census base: 4,480 residents in the 2020 Census, per the US Census Bureau.
- 2020 to 2023 change: a loss of about 2.5% since the 2020 count (US Census Bureau).
- Rank among Wisconsin places: 165th out of 605 Census places (US Census Bureau).
- Size percentile: it exceeds roughly 73% of Wisconsin's Census places by population (US Census Bureau).
- Coordinates: 43.1826 latitude, -87.9017 longitude (US Census Bureau Gazetteer).
- Nearest larger cities within 120 miles: Fox Point, WI (2 mi); Brown Deer, WI (4 mi); Glendale, WI (4 mi); Whitefish Bay, WI (5 mi); Mequon, WI (6 mi) (US Census Bureau).
- Smaller places close by: River Hills, WI (2 mi); Thiensville, WI (5 mi); Butler, WI (10 mi) (US Census Bureau).
What a personal loan costs in Bayside
Personal loans are installment credit — one lump sum, repaid in equal monthly installments across a fixed term you agree to up front.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Wisconsin lending rules that apply in Bayside
Every figure in the table below is sourced to a publisher with a date; where a state does not publish a number, we say so rather than estimate.
| Rule | Detail | Source |
|---|---|---|
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How to compare offers in Bayside
The order below is a sensible way to approach a loan in Bayside:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Wisconsin using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.