Battle Ground at a glance
- Population: 1,879 — 215th in Indiana, which has 565 Census places (US Census Bureau, Vintage 2023).
- 2020 Census base: 1,841 people counted in the 2020 Census (US Census Bureau).
- 2020 to 2023 change: roughly 2.1% higher than at the 2020 Census (US Census Bureau).
- Rank among Indiana places: 215th out of 565 Census places (US Census Bureau).
- Size percentile: ahead of around 62% of Indiana places in population terms (US Census Bureau).
- Coordinates: latitude 40.5075, longitude -86.8527 (US Census Bureau Gazetteer).
- Nearest larger cities: West Lafayette, IN (6 mi); Lafayette, IN (7 mi); Delphi, IN (11 mi); Monticello, IN (17 mi); Flora, IN (18 mi) (Census populations, approximate straight-line distance).
- Smaller places nearby: Brookston, IN (6 mi); Dayton, IN (10 mi); Chalmers, IN (11 mi), per US Census Bureau estimates.
What a personal loan costs in Battle Ground
A personal loan is structured as an installment plan, with a set number of monthly payments and a fixed amount due each time.
Compare offers on APR rather than the headline rate — the APR includes most fees, and you can model the total with our personal loan calculator.
Your credit, income and existing debts drive the rate a lender offers, while the term you pick sets how much interest builds on top.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Indiana lending rules that apply in Battle Ground
The table lists the Indiana rules that apply to a loan made in Battle Ground, each with the regulator that published it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
How to compare offers in Battle Ground
Here is a short checklist for comparing personal loans in Battle Ground:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Indiana using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.