Anthony at a glance
- Population: 3,663 residents, the 438th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- 2020 Census base: 3,675 people (US Census Bureau, 2020 Census count).
- 2020 to 2023 change: about 0.3% lower than the 2020 Census base (US Census Bureau).
- Rank among Texas places: 438th of 1,224 by population (US Census Bureau, Vintage 2023).
- Size percentile: roughly 64% of places in Texas rank below it by population (US Census Bureau).
- Coordinates: 31.9867 / -106.5986, per the US Census Bureau Gazetteer.
- Nearest larger cities (120-mile radius): Anthony, NM (2 mi); Sunland Park, NM (11 mi); El Paso, TX (14 mi); Las Cruces, NM (26 mi); Socorro, TX (31 mi) (US Census Bureau).
- Nearest smaller communities: Vinton, TX (2 mi); Mesilla, NM (23 mi); Clint, TX (35 mi) (Census populations).
What a personal loan costs in Anthony
With an installment loan the payment is fixed for the life of the loan, so the schedule is predictable from the first month to the last.
Compare every quote on APR because it includes the fees the interest rate hides, and check the payment with our personal loan calculator.
A lender weighs your credit profile, income and debts when setting the rate, and a longer term lowers the payment at the cost of more interest overall.
A payment that strains the budget is a warning sign; a smaller loan or a little more saving time is the safer route.
Texas lending rules that apply in Anthony
Read the table as the compliance picture for a lender serving Anthony: label, sourced figure, publisher and date.
| Rule | Detail | Source |
|---|---|---|
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
How to compare offers in Anthony
The steps below are worth completing first when you borrow in Anthony:
- Pull your free credit reports and dispute any error — it is the cheapest way to improve the rate you are offered.
- Run your figures through the personal loan calculator on this site so you know the payment before a lender quotes one.
- Pre-qualify with at least three lenders and compare the APR, not the interest rate.
- Check that the lender is licensed in Texas using the regulator named above.
- Read the disclosure for origination fees and any prepayment penalty before you sign.